Your numbers

Estimates are fine. Adjust anything that doesn't look right.

Home price you're considering

What you pay in rent now

Money you have for a down payment

Some loans allow 3–3.5%. VA and USDA can allow 0% for eligible buyers.

Interest rate you expect

Drag to adjust6.50%

How fast you think prices will rise each year

Las Vegas has varied widely year to year4.5%

Buy now

Home price

Down payment

Est. monthly payment

Your rent today

Wait 12 months

Home price then

Price increase

Rent paid meanwhile

Higher payment

Cost of waiting

Wait 24 months

Home price then

Price increase

Rent paid meanwhile

Higher payment

Cost of waiting

That was 1 of 5

The other four tools are waiting just below.

Ready Buyer Blueprint · Neighborhood Toolkit · Home Scorecard System · Complete Buyer's Guide

See what else you get ↓

What waiting adds up to

Buying now is the baseline — these are the added costs of waiting instead.

These calculations are estimates based on the numbers you entered. Past home price appreciation is not a guarantee, prediction, or indication of future performance. Real estate markets fluctuate, and appreciation can run higher or lower than historical averages depending on economic conditions, interest rates, and local inventory. Monthly figures cover principal and interest only — property taxes, insurance, HOA dues, and mortgage insurance will raise your actual payment. Mortgage rate estimates vary based on credit, loan type, and lender. This tool is for educational purposes only and does not constitute financial, legal, or investment advice. Always consult a licensed lender and real estate professional before making any purchase decision.

Free consultation · Available today

Want someone to look at these numbers with you?

A short call with Misty — what your rent could be doing instead, what price range actually fits your situation, and whether your timing makes sense. No cost, no obligation, and nothing to decide on the call.

Call (775) 429-8704

Or text the same number

That was 1 of 5

You've answered one question. These four answer the rest.

The math was the first question, not the only one. The rest of the kit covers where you actually stand with a lender, where your money goes furthest in this valley, and how to judge the fifth house you walk into after the first four blur together.

What lands in your inbox

1
Wait vs. Buy CalculatorA saved copy you can run again as your numbers change
✓ You just used this
2
Ready Buyer BlueprintWhere you actually stand, and what a lender needs to see
3
Neighborhood ToolkitHow Las Vegas areas really differ on price and commute
4
Home Scorecard SystemScore every home the same way, so they stop blurring together
5
The Complete Buyer's GuideEvery step from pre-approval to keys, and when each one happens

Four of the five are still waiting. Enter your info below and all five arrive in one email, about a minute from now.